Terms and Conditions

When you visit, register, or access the resource, information, and services of Veracita Lending (the “Company”), you agree to be bound by the stated terms and conditions (herein referred to as “T&C” or “terms”).

You accept to comply with the herein T&C, and all applicable laws, regulations, and generally accepted online practices or guidelines. If you do not accept these terms, do not access this web site or our online services.

By using the Company’s web site (the “Site”), you understand, accept, and agree on the following terms:

use of the site

This Site does not offer its products or services to persons or entities living in countries where local law or regulation does not permit their use. The Company’s products and services are subject to individual contractual terms and conditions. Such products and services may be withdrawn or amended at any time without notice. You agree that fees, commissions, or other charges may apply to certain services or products.

products and service

This Site does not offer its products or services to persons or entities living in countries where local law or regulation does not permit their use. The Company’s products and services are subject to individual contractual terms and conditions. Such products and services may be withdrawn or amended at any time without notice. You agree that fees, commissions, or other charges may apply to certain services or products.

use of license

The Company allows you to download temporarily one copy of its materials or information for personal, non-commercial transitory viewing only. Furthermore, under this license you may not:

modify or copy the materials;
use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
attempt to decompile or reverse engineer any software contained on the Company’s web site;
remove any copyright or other proprietary notations from the materials; or
transfer the materials to another person or “mirror” the materials on any other server.
The Company shall terminate this license if you violate any of these restrictions at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy the materials you download from the Site whether in electronic or printed format.

intellectual property rights

All rights in and to the text, images, layout, database, graphics, pictures, sounds, or audio formats, software, brands and all other materials on the Site belong to the Company or are used by the Company with permission. These materials may be protected by applicable laws and regulations and you agree not to use, reproduce, modify, and/or adapt such materials in anyway whatsoever without the express written permission of the Company.

disclaimer

We provide the materials on this web site “as is.” The company makes no warranties, expressed or implied. It disclaims and negates other warranties, including without limitation, implied warranties, or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, the Company does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its web site or otherwise relating to such materials or on any sites linked to this site.

limitations

In no event shall the Company or its suppliers be liable for any damages. This includes, without limitation, damages for loss of data or profit, or due to business interruption. These are incident arising out of the use or inability to use the materials of the Company and its site. Even if you notify the Company or its authorized representative orally or in writing of the possibility of such damage, you shall protect the Company from any liability. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

reliance on information and links

The Company has not reviewed all of the sites linked to its web site. As such, you agree that the Company shall not be responsible for the content of any such linked site.The contents of our site, links to other sites, and resources from third parties intend to inform you. The Company does not assure that they are complete, correct, and appropriate. You are responsible to discern if the products, services, or information are truthful and relevant to your requirements. We may also change the site’s materials at any time without notice. Thus, we are not liable for the loss, damages, and other results from relying on these materials.

security of information

You warrant that all data and materials you give us are true, current, and exact. If you want to change some data, you will notify us at once. Moreover, by using our site, you also agree with our Privacy Policy.

We collect and process your information in line with the Philippine law. Once we get your data, we vouch to keep it private and away from misuse and loss. We do not store your credit card details. We do not share your crucial info to any third parties. No third party will access your info, unless you give us a written consent.

Your privacy is very important to us. The Company develops this policy for you to understand how we collect, use, communicate, disclose, and make use of personal information. The following outlines how the company protects your information:

Before or at the time of collecting personal details, the Company will identify the purposes of getting your information.
The Company will collect and use your details solely for the specified purposes and for other compatible purposes, unless we obtain your consent or as required by law.
The Company will only retain personal information as long as it is necessary to fulfill the purposes.
The Company will collect personal information by lawful and fair means and, where appropriate, with your knowledge or consent.
Personal data should be relevant to the purposes for which our Company will use them and to the extent necessary for those purposes.
We will protect your personal information against loss or theft, as well as unauthorized access, disclosure, copying, or modification.
We will make readily available to customers information about our policies and practices relating to the management of personal information.
The Company commits to conducting our business in line with these principles to ensure the information’s confidentiality. While we strive to protect your data, it is beyond our control if you send it through the Internet. There are factors that may interrupt or harm your information as you transmit it to us. Thus, you agree that we are not liable for the effects these threats might bring.

revision and errata

The materials on this Site may have technical, typographical, or photographic errors. The Company does not warrant that any of the materials on its Web site are accurate, complete, or current. We may modify these materials at any time without notice. However, we do not commit to update the materials.

changes and updates

The Company has the right to:

Update or remove (temporarily or permanently) the web site or any part of it without notice. You agree that the Company shall not be liable to you for any such change or removal.
The Company may change this T&C at any time, and your continued access or use of this Web site means acceptance of the revised agreement.
GOVERNING LAW

The Republic of Philippines shall govern any claim relating to the Company’s web site without regard to its conflict of law provisions.