Privacy Policy

This Privacy Policy governs the manner by which Veracita Lending collects, uses, maintains, and discloses information collected from the users of the website. This policy applies to the Site and all products and services offered by Veracita Lending.

use of information

Veracita Lending may collect and use your personal details for the following purposes:

To improve customer service
The information you provide will help us respond to your customer service requests and support needs more efficiently.

To process payments – We will use the details you provide to process your application and loan repayments. We do not share these pieces of information with outside parties except to the extent necessary to provide the service.

To send periodic e-mails – We may use your e-mail address to send you additional information about our loan services, confirm your payments, and give you news and updates. We may also use them to respond to your inquiries, questions, and/or other requests. If you decide to join our mailing list, you will receive e-mails that may include company news, updates, and related product or service info. You have the option to unsubscribe from receiving future emails from us, too. You may follow the detailed unsubscribe instructions at the bottom of each e-mail or contact us via our web site.

general security

Your personal info and your password are safe. We make sure we guard against unauthorized access to your data by using the latest encryption technologies, applying rigorous password protections, and limiting the number of people who have access to your info.

security for personal information

Veracita Lending won’t intentionally collect any personally identifiable info about you except when you specifically provide them to us. We request for your personal details only when you become a member of Veracita Lending or take advantage of our loan services. When you sign up for our membership, we will ask your permission to receive promotional offers and info from us.

sharing of information

We won’t sell, trade, or disclose your personally identifiable info to unrelated third parties without your consent. We may share release your information to trusted third parties who are assisting us in operating our web site, conducting our business, or servicing you, so long as those parties agree to keep you information confidential. We will explicitly tell you that we may share the data we’re collecting with third parties, such as sponsors or parties providing services to you.

In all of these cases, we will collect personally identifiable info only if you voluntarily submit it to our sponsors or us. If you follow any links which remove you from our web site, this Privacy Policy no longer applies. We cannot control the policies and practices of any third party.

web browser cookies

Our Site may use “cookies” to enhance user experience. Your web browser places cookies on your hard drive to keep your records and/or track your activities. You may choose to set your web browser to refuse cookies or to alert you whenever your browser sends cookies. If they do so, note that some parts of the Site may not function properly.

ip address tracking

All computers and servers on the Internet use IP addresses to recognize and communicate with each other. Collecting IP addresses allows us to administer and analyze our site and report non-personal info (such as how many members we have) to sponsors and advertisers. When you call up a Veracita Lending page on your computer, our servers enter the IP address of that computer into a log. To maintain our users’ anonymity we do not associate IP addresses with records containing personal info.

sponsored promotional pages

Veracita Lending may publish promo pages sponsored by advertisers who offer products and information that might be of interest to you, including contests, free samples, discounts, etc. We clearly identify these pages. The advertiser or Veracita Lending may request, at times, personal info from you. Because the rules and terms of each promo can vary, all info is posted during the event. Different rules may apply to these sponsors’ use or disclosure of any personal info you might give them. We encourage you to investigate and ask questions before disclosing details to third parties.

other sites

Please note that any personal information you provide on your own or directly to parties who provide service to our network or to Internet sites other than our site may adapt a different privacy policy or rules. Hence, we encourage you to investigate and ask questions before disclosing info to any third party.

limits on our liabilities

Although your privacy is very important to us, in the existing legal regulatory and security environment, we cannot fully ensure that your private communications and other personal info will not be disclosed to third parties. For example, third parties might unlawfully intercept or access transmissions or private communications. Also, in the unlikely event that we need to investigate or resolve possible problems or inquiries, we can (and you authorize us to do so) disclose any details about you to private entities and law enforcement or other government officials, as we, in our sole discretion, believe necessary or appropriate.

changes to this privacy policy

Veracita Lending may modify this privacy policy at any time, and such modifications shall be effective as soon as the modified policy is posted. Hence, you agree to review the policy periodically. Your continued access or use of this site shall be deemed your acceptance of the modified agreement.

acceptance of these terms

By using this web site, you signify your acceptance of our Terms and Conditions. If you do not agree to this policy, please do not use our pages. We will consider your continued use of the web site following the posting of changes to this policy your acceptance of those changes.